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This statement discloses the online privacy policy (the “Policy”) of OWN A HOME REALTY CORP. and OWN A HOME MORTGAGE CORP. (“Own A Home”) concerning the treatment of information collected by Own A Home when you are on the Own A Home website, and when you use Own A Home services offered on this website. This Policy does not apply to the practices of companies that Own A Home does not own or control, or to people that Own A Home does not employ or manage.
Information Collection and Use
The Own A Home is the sole owner of the information collected on this site. The Own A Home does not collect personal information on consumers without their consent. In instances where such information is required, you are prompted to provide the minimum amount of information necessary. The Own A Home is dedicated to the absolute privacy of its website users, and will keep such information strictly confidential. The Own A Home will not sell, share, or rent personally identifiable information to any third party without your permission, unless required to do so in compliance with the law (for example, in response to a court order or a subpoena). We may also disclose such information in response to a law enforcement agency’s request. Although we take appropriate measures to safeguard against unauthorized disclosures of information, we cannot assure you that personally identifiable information that we collect will never be disclosed in a manner that is inconsistent with this Policy.
We may use personally identifiable information to communicate with you to fulfill a request by you for information. However, all employees, agents and contractors of the Own A Home who have access to personally identifiable information are required to protect the confidentiality of this information in a manner consistent with this Policy.
The Own A Home will not use or transfer personally identifiable information provided to us in ways unrelated to the ones described in this Policy without also providing you with an opportunity to opt out of these unrelated uses.
There are several different points on our website where the Own A Home requests and/or collects personal information from our users:
Server logs
The Own A Home maintains server logs of accesses to its sites. These logs do not contain personally identifiable information such as your name or e-mail address and are used internally to determine what sections of our site are being accessed so that we may improve our site. These logs collect non-personally identifiable information about the type of browser you are using (e.g., Netscape, Internet Explorer), the type of operating system you are using, (e.g., Windows ‘95 or Mac OS) and the domain name of your Internet service provider (e.g., America Online, Earthlink). We use IP addresses to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use, but the IP addresses are not linked to personally identifiable information. We also may use this information in the aggregate to analyze site usage, as well as to offer you better service.
Cookies
The Own A Home may set and access the Own A Home cookies on your computer to understand site usage and to improve the content and offerings on our site. A cookie is a piece of data stored on the user’s hard drive by your browser containing information about the user. The Own A Home does not tie cookies to personally identifiable information, and usage of a cookie is not linked to any personally identifiable information while on our site. Once the user closes their browser, the cookie terminates. By setting a cookie on our site, a user can save time on our site (for example a user would not have to log in a password more than once). If a user rejects the cookie, they may still use our site, but may be limited in some areas of our site.
Registration
In order to use some areas on this website, a user may be required to first complete the registration form. During registration a user is required to give their contact information (such as name and e-mail address). This information is used to contact the user about the services on our site. This information is personally identifiable information; once you register with the Own A Home and sign in to our services, you are not anonymous to us. This information may include, but is not limited to your name, mailing address, and URL. This information will never be released to third parties without your permission unless required by law; the Own A Home keeps all information collected strictly confidential.
Home Application Sites
When you pre-apply for a home through our website, you are providing personal information including your name, address, phone number and other contact information, as well as personal information that might include your social insurance number, and other data related to the home application procedure. Your personal information is received directly by members of the appropriate Own A Home department, and is shared with relevant Own A Home staff members on a need-to-know basis only. The information is kept in a database on our internal private network. This information will never be released to third parties without your permission unless required by law; the Own A Home keeps all information collected strictly confidential.
“Contact Us” Links
If you choose to contact us with a question or comment and provide your e-mail address, you will receive a response from our staff. This information will never be released to third parties without your permission unless required by law; the Own A Home keeps this information strictly confidential.
Security (Protection of personal information)
The Own A Home makes every effort to protect your personal information by supporting industry-standard Secure Sockets Layer (SSL) technology to protect data transmissions when you submit information over the web. When our forms ask users for enter sensitive information (such as a social security number), the information is encrypted and is protected with SSL, the best encryption software in the industry.
SSL encrypts your personal information to prevent its interception and decoding by any party other than our website. To check the security of your connection, look at the bottom of your browser window after selecting the secure connection option. If you see an unbroken key or a closed lock (depending upon your browser), then SSL is active. You can also double-check by looking at the URL line of your browser—when accessing a secure server the first characters of the site address will change from “http” to “https.”
Any personal information you provide will be kept confidential and made accessible to Own A Home employees on a need-to-know basis only. The Own A Home uses firewalls and other technologies to keep data private and reviews its security practices on a regular basis.
While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user-information off-line. All of our users’ information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, our billing clerk or a customer service representative) are granted access to personally identifiable information. All employees are kept up-to-date on our security and privacy practices. Finally, the servers that we store personally identifiable information on are kept in a secure environment, in a locked room.
Links to Other Sites
This website may contain links to other sites that are developed by people over whom the Own A Home exercises no control. These other sites may send their own cookies to users, collect data, or solicit personal information. Please be aware that the Own A Home is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website.
Changes to this Privacy Policy
The Own A Home may edit this Policy from time to time. The Own A Home reserves the right to change or modify, at any time, the terms of this Policy without advance notice, or to impose new conditions. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to, posting on this Site. Any use of the site by You after such notice shall be deemed to constitute acceptance by You of such changes, modifications or additions.
How to Contact Us with your Questions, Concerns or Suggestions
If you have any questions, concerns or suggestions about the Own A Home online Policy for this site or its implementation you may contact us at webmaster@ownahomexpress.com.
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